Under the Pradhan Mantri Awas Yojana (PMAY), the poor, especially in rural areas, have been fulfilling their dreams all over the country. Chhattisgarh and Madhya Pradesh have become the biggest examples of this scheme’s success. It is also fast tracking women empowerment and economic development apart from giving permanent homes to the poor. In this article, we will get detailed information about the progress of PM Awas Yojana in these states, its relation with the scheme ‘Lakhpati Didi’ and the recently announced budget.
Chhattisgarh’s Success: 1,600+ Houses a Day
Housing construction under Pradhan Mantri Awas Yojana-Gramin (PMAY-G) is picking up pace in Chhattisgarh. Chief Minister Vishnu Deo Sai said, “The state government has fast-tracked the goal of ‘a pucca house for each poor person’. Over 1,600 pucca houses are being built daily and more than 10.60 lakh houses have been completed in the last two-and-a-half years. Chief Minister Vishnu Deo Sai appreciated the progress made in the construction of houses and said that a pucca house is not only a shelter but also a symbol of respect, security and hope for a better life.
₹2,677 Crore to Increase Speed
State government releases ₹2,677.15 crore to all districts to better implement PMAY-G The amount has been distributed transparently through the SNA SPARSH module, so that housing construction is completed in a timely and systematic manner”. The fund has contributions from both the central and state governments and is expected to be of great help in completing ongoing projects on time.
Focus on Saving Water and Be Open
Under PMAY-G, Chhattisgarh government has also made many innovations. Over 1.5 lakh houses have been equipped with rainwater harvesting systems, promoting water conservation and sustainable resource management in rural areas. To strengthen transparency and redressal of grievances, a toll-free helpline number 1800-233-1290 has been issued. Moreover, the scheme information can be accessed by the citizens through QR codes erected in Gram Panchayats.
Women’s Empowerment Become Lakhpati Didi Thousands of Women
The PMAY-G scheme has also provided new job opportunities for women. As per government data, more than 10,000 women engaged in various activities related to this scheme (like supply of construction materials) have become ‘Lakhpati Didis’. “This scheme is not only restricted to the construction of housing but has become an effective means of women’s empowerment and rural economic development,” Chief Minister Vishnu Deo Sai said.
Prime Minister Narendra Modi launched the ‘Lakhpati Didi’ scheme on 15th August, 2023. It is a skill development training program where women are trained in skills such as plumbing, drone operation, LED bulb manufacturing etc. so that they can earn an annual income of at least ₹1 lakh.
Change starts in Naxal-affected areas
The government is also trying to mainstream the families affected by Left Wing Extremism (LWE) or those who have surrendered. More than 15,000 PMAY houses have been earmarked for those who were earlier not eligible under the existing housing criteria in Chhattisgarh. This project is fast becoming a reality, in places such as Sukma. Besides, surrendered Naxalites are given an amount of ₹15,000 as housing assistance and 32,000 houses are to be constructed under the PM Janman scheme.
Madhya Pradesh: Urban Housing National Leader
The state of Chhattisgarh has done extremely well in rural housing but Madhya Pradesh has set new benchmarks in urban housing. Madhya Pradesh has bagged the first position in the country in the implementation of Pradhan Mantri Awas Yojana (Urban) with a grounding rate of 98.04 per cent. As many as 10 lakh houses have been sanctioned till date and around 9 lakh houses have been constructed and handed over to the beneficiaries. Simultaneously, focus is also given to rural infrastructure.
Frequently Asked Questions (FAQ’s)
1. How do I check my name in Pradhan Mantri Awas Yojana?
You can check it by going to the official portal pmaymis.gov.in and putting in details such as your name, address and application number. In Madhya Pradesh also information is available on pmayurban.mp.gov.in.
2. How many houses have been constructed under PMAY-G in Chhattisgarh?
More than 10.60 lakh houses have been constructed in Chhattisgarh in the last two and half years More than 6 lakh houses were completed in the financial year 2025-26 alone.
3. What is the scheme and who is a ‘Lakhpati Didi’?
The scheme ‘Lakhpati Didi’ is a skill development scheme launched on 15th August, 2023. It seeks to train women from Self-Help Groups (SHGs) to raise their household annual income to ₹1,00,000 and above.
4. Is this scheme applicable for Naxal affected areas?
The Chhattisgarh government has specifically sanctioned 15,000 houses for the families of the Naxal-affected and surrendered persons to bring them in the mainstream of development.
5. What is the achievement of Madhya Pradesh in the housing scheme?
Madhya Pradesh has secured the first position in the country by achieving 98.04% grounding rate in the urban housing scheme (PMAY-U). More than 9 lakh houses are built in the state.
6. Measures taken to ensure transparency in housing construction
Chhattisgarh is using SNA SPARSH module for transparent distribution of funds. Besides, toll free helpline and QR codes in Gram Panchayats have been provided to help beneficiaries easily check their details and lodge complaints.
7. Has the housing scheme incorporated water conservation?
Yes, rainwater harvesting systems have been installed in over 1.5 lakh PMAY houses in Chhattisgarh which have helped in increasing the groundwater level and conserving water.
Summary
The Pradhan Mantri Awas Yojana has given not just roofs but a new life of dignity and security to millions of families. The examples of Chhattisgarh and Madhya Pradesh show how dreams of poor can be fulfilled by effective planning and transparent administration. Whether it is empowerment of women through ‘Lakhpati Didi’ or bringing peace to Naxal-affected areas, this scheme is proving to be a strong support system.